A practice built around one question
Most claim professionals do a little of everything. Minnesota Insurance Appraiser chose to focus on the amount of loss — what it actually costs to put a damaged Minnesota property back the way it was. Our process, tools and documentation standards are built to answer that well, whether we serve as your appointed appraiser, review an estimate before a dispute grows, or sit as a neutral umpire.
Principles we work by
- Inspect before we compare. We measure and photograph first, then look at the insurer’s numbers.
- Supportable beats impressive. An inflated estimate looks good for a day and loses credibility with the umpire. We price what we can defend.
- Plain-English reporting. You’ll understand every difference between our valuation and the insurer’s.
- Straight triage. If an attorney, a public adjuster or a simple supplement would serve you better, we’ll say so.
- Fees in writing first. You’ll know the cost before any work starts.
Who we work with
Homeowners, cabin owners, condo and townhome owners, landlords, HOA boards, property managers, churches, business owners, contractors, public adjusters and attorneys. On any given claim we serve in one role only, and we disclose prior relationships with the other appraiser or the umpire.
What we are not
We aren’t a law firm and don’t give legal advice. We don’t act as public adjusters or negotiate claims outside the appraisal process. And we don’t promise outcomes — no honest appraiser can.
Why statewide
Minnesota’s claims change with the landscape: ice dams on St. Paul Victorians, hail on Plymouth two-stories, derecho damage near Mankato, frozen pipes in lake cabins, floods along the Red River. Working across all 87 counties means we see each of those losses often and price them with local knowledge.