What we do
Insurance Appraisal Solutions for Minnesota Property Claims
From a one-time estimate review to full appraisal panel representation and neutral umpire work, every Minnesota Insurance Appraiser solution centers on an accurate, defensible valuation of your loss.
Solution 01Appraisal Clause Representation
We act as your named appraiser when the appraisal provision in your Minnesota policy is invoked by either side.
Solution 02Homeowner Claim Appraisal
Appraisal for houses, townhomes and cabins when the insurer’s estimate won’t cover a real Minnesota repair.
Solution 03Commercial, Townhome & HOA Claims
Appraisal for association, townhome and commercial property claims where many buildings and owners share one policy.
Solution 04Roof & Hail Damage Appraisal
Appraisal for hail-damaged roofs, siding, gutters and soft metals across the Twin Cities and southern Minnesota.
Solution 05Tornado, Derecho & Straight-Line Wind
Appraisal for tornado, derecho and straight-line wind losses, from torn shingles to whole structures and fallen trees.
Solution 06Water & Burst-Pipe Claims
Appraisal for sudden water losses such as burst pipes, appliance leaks and failed water heaters in Minnesota homes.
Solution 07Fire & Smoke Damage Appraisal
Appraisal for fire, smoke and soot losses, including northern Minnesota wildfire smoke and contents cleaning disputes.
Solution 08Ice Dam, Snow Load & Frozen Pipe Claims
Appraisal for Minnesota’s signature winter losses: ice dams, interior leaks, snow-load collapse and frozen pipes.
Solution 09Insurance Estimate Review
A line-by-line Xactimate review of your insurer’s estimate so you know where the gaps are before deciding next steps.
Solution 10Umpire & Neutral Services
Neutral umpire services for Minnesota property appraisals when the two party appraisers cannot agree on the amount.
Solution 11Contents & Personal Property Appraisal
Appraisal for personal property losses, from furniture and clothing to tools, electronics and cabin gear.
Where to start
Most files begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the insurer’s estimate falls short and what that gap is worth. A review gives you that in days, and some disputes close right there.
About estimate reviewsCan I hire you for just one part of the process?
Yes. Many clients start with an estimate review and decide later whether to demand appraisal.
Do you handle commercial and association claims?
Yes — houses, cabins, condos and townhomes, apartment buildings, retail, office, churches and HOA properties.
Is hail the only peril you work on?
No. We also handle wind, tornado and derecho, ice dam and snow load, water, fire and smoke, and contents claims.
Not sure the settlement adds up?
Send us the insurer’s estimate and your photos. We’ll tell you what we see.