Statewide coverage
Insurance Appraisal Across All 87 Minnesota Counties
Minnesota Insurance Appraiser works statewide, from the Iowa line to the Canadian border. These local pages cover the cities where we handle claims most often.
Regions
How claims differ across Minnesota
The same policy language plays out very differently on a Duluth hillside, a Woodbury townhome and a Moorhead rambler.
Minneapolis · St. Paul · suburbsTwin Cities Metro
Seven counties, three generations of housing. Plaster-walled bungalows in Minneapolis and St. Paul, 1960s ramblers in the first-ring suburbs and townhome associations at the edges — often hit by the same spring hail line.
Rochester · Mankato · Albert LeaSouthern Minnesota
Open country lets severe storms organize. The March 1998 St. Peter and Comfrey tornadoes and the May 2022 derecho both tracked through this region, where claims mix homes, machine sheds and small-town commercial buildings.
Duluth · North Shore · Iron RangeNortheast & Arrowhead
Lake-effect snow, steep hillside lots and seasonal cabins define claims here. The June 2012 Duluth flood showed how quickly water can overwhelm older storm systems.
St. Cloud · Brainerd lakesCentral Minnesota & Lakes
Lake country means seasonal properties that sit empty for months — the classic setup for an undiscovered frozen pipe or a snow-loaded porch roof.
Moorhead · Fergus FallsRed River Valley
Flat terrain and a north-flowing river create a flood season unlike anywhere else in the state. Flood itself usually needs separate coverage, which makes sorting wind, water and flood damage a big part of claims here.
Don’t see your town?
We cover every Minnesota county. Call and tell us where the property is.