Last updated: November 13, 2026
Using this site
By using this website you agree to these terms. Content is provided for general information about insurance appraisal and property claims in Minnesota.
No client relationship
Reading this site, using its tools or submitting a form doesn’t create an appraiser–client relationship. That begins only when both sides sign a written engagement agreement.
No legal advice
Minnesota Insurance Appraiser isn’t a law firm, and nothing here is legal advice. Policies differ, and laws and court decisions change. Consult a licensed Minnesota attorney about legal questions.
Tools and estimates
Calculators give planning estimates based on what you enter. They are not appraisals, quotes or predictions of any claim outcome.
Intellectual property
Site content, design and tools belong to Minnesota Insurance Appraiser. You may share links and print pages for personal use. Photographs are used under the licenses on our photo credits page.
Limitation of liability
The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made based on its content or tools.
Governing law
These terms are governed by the laws of the State of Minnesota.